He is an indistinguishable smear of a human, and after a dozen hours in his presence I can't think of a single defining characteristic of his barely written personality. Where exactly to start with Need for Speed Payback, Ghost Games' third take on EA's long-running arcade racer series? Let's go with Tyler Morgan, the figurehead of the three-strong crew you take control of in your attempt to win back the streets of Fortune City, an expansive caricature of Las Vegas that stretches from a city that bustles with casinos out to the dusty wilds. Need for Speed returns in this, a grossly unremarkable open world racer that marks another step back for the series.